Opening up bank account deals
You will just need to show proper identification at any HSBC branch. Encashment is dependent on your available balance; local country limitations may apply. Foreign currency exchange rates and local country limitations may apply. Access to U. Account opening date is considered day one of the 30 calendar days count.
Qualifying Direct Deposits are electronic deposits of regular periodic payments such as salary, pension, Government Benefits or other monthly income made into your HSBC Advance checking account from third parties at least once per calendar month.
The 3 calendar months from account opening begins with the first full calendar month after your Advance checking account is opened. For purposes of determining whether you have maintained the Qualifying Balance for the Welcome Deposit, a New Money average balance will be calculated by averaging the end of day balances of each Business Day throughout the total offer period.
APYs are variable and subject to change after opening. Android and Google Play are trademarks of Google Inc. App Store is a service mark of Apple Inc. Data rate charges may apply.
How does bank switching work?
Other countries may have local limit restrictions. Check with your destination country for limit information. The minimum balance requirement must be fully funded before the closing of the mortgage loan. The minimum down payment assumes a FICO score of and above, a one unit single family dwelling purchase and no cash out refinance transactions.
Points do not apply to account transfers, balance transfers, credit card checks, cash advances or overdrafts. To learn more, speak with an HSBC branch representative.
How Points are earned : You earn Points when you use your card to make new purchases minus returns, credits and adjustments. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. United States persons are subject to U.
Mortgage and home equity products are offered in the U. Subject to credit approval. Borrowers must meet program qualifications.
Programs are subject to change. Geographic and other restrictions may apply. Discounts can be canceled or are subject to change at any time and cannot be combined with any other offer or discount. Deposit products are offered in the U.
This bank will give you $ just to open a checking account — but here’s the catch - MarketWatch
Member FDIC. Equal Housing Lender. Set Menu. Language Selected English. Premier Checking. Apply now. Advance Checking.
Enjoy up to $350
No Fees Everyday banking. No fees on everyday banking transactions 2. No wire transfer fees 3. No foreign transaction fees. No foreign transaction fees on your Premier debit or credit card. No ATM fees. No Hassle Flexible eligibility. Flexible eligibility criteria 1 , making it easier to become a Premier client. Shared Premier status.
Ability to extend your Premier status to up to four family members 8. If you have a lot of cash that you don't mind having in the bank for a few months, these are the best promotions out there right now:. The great thing is that this offer is at one of the best high yield savings accounts available right now! There are two tiers to the bonus offer.
Read our full Discover bank review here. Chase Bank usually has a variety of bonuses for opening various kinds and combinations of accounts. Here are two that are available right now to customers who have not had a Chase account within the last 90 days or have had one closed with a negative balance:.
This isn't quite as good a deal as what Citibank is currently offering, but it may be available more regularly or for longer. Citibank has some great promotions right now if you open a combined checking and savings account. You don't have to go to a branch or set up direct deposit, but you do need to make a substantial deposit and leave it there for a while, so you'll need to calculate the opportunity cost of what else that cash could be doing.
That's a better rate than you'll get on most savings accounts, so if you have a large emergency fund it might be a good idea to take this offer. First, you won't qualify if you've had a Citibank personal checking account within the last six months. And second, you need to watch out for monthly fees if you keep the account open past the bonus period but withdraw most of your money. This won't be a problem during the period when you're earning your bonus, but it's something to keep an eye on afterwards.
You also need to use the debit card at least 10 times a month. All you have to do is open one of their checking account products, and setup and receive at least two direct deposits within the first 90 days of opening the account. If you meet that requirement, and also are a new customer of TD Bank, you can open an account at one of two bonus levels:.
You can have the fee waived for up to fives years as a student. That's awesome! The offers below are for business banking products. They are typically a bit higher than personal bonus banking offers given the nature of business banking. Huntington Bank is a mid-west bank with a variety of business and personal checking account options. This account is the Business Checking account, which is their basic business checking account. At the 90 day mark, you'll get your bonus! This account is the Business Unlimited Checking account, which is their higher-end business checking account.
The account does come with unlimited transactions, two free incoming domestic wire transfers per month, and more. This account is the Unlimited Plus Business Checking account, which is their highest-end business checking account. The account does come with unlimited transactions, two bonus services per month, and it earns interest! These accounts don't always have bank bonus offers, but they do have some amazing interest rates!
Done right, switching banks for bonuses can be a great way to make some extra side cash. But you do need to be careful: look at the terms and conditions and be sure you can avoid monthly fees, account closing fees, and so on. Also, remember that you'll have to pay income tax on this cash, so you might want to set some of it aside for that.